What must a consumer confirm regarding their current plan before switching to a new plan?

Consumers need to confirm that all features of their current plan are available in the new plan to ensure they maintain necessary coverage and benefits. This includes evaluating aspects such as provider networks, prescription drug coverage, and any additional services that are pivotal for their healthcare needs. By comparing the features of both plans, consumers can make informed decisions to avoid gaps in coverage or loss of critical benefits.

Examining each element of the current plan allows consumers to assess whether the new plan meets their needs and expectations. This is particularly important because even minor differences can significantly impact health care access and costs. Ensuring continuity in coverage features helps prevent disruptions in necessary services and provides peace of mind.

Other options may imply different priorities or conditions that do not directly support the main goal of maintaining essential healthcare benefits when switching plans. For example, scheduling a review with a doctor or expecting premiums to decrease may not be relevant to the immediate concerns of coverage comparison.